Basic earnings per share, EUR
Profit or loss attributable to ordinary shareholders of the parent company
Weighted average number of ordinary shares outstanding - repurchased own shares
Diluted earnings per share, EUR
Profit or loss attributable to ordinary shareholders of the parent company
Weighted average number of ordinary shares outstanding + dilutive potential ordinary shares - repurchased own shares
Alternative performance measures
The Alternative Performance Measures (APMs) are presented to illustrate the financial performance of business operations and to improve comparability between reporting periods. They should not be replacements for the performance measures defined in IFRS standards.
Segments’ operating profit excluding investment operations, % of segments’ income
(Segments’ operating profit – segments’ investment operations) x 100
(Segments’ income – segments’ investment operations)
Return on equity (ROE), %
Profit for the period x 100
Total equity (average of the beginning and
end of the year)
Return on equity at fair value %, (ROE)
Total comprehensive income for the period x 100
Total equity (average of the beginning and
end of the year)
Return on assets (ROA), %
Profit for the period x 100
Balance sheet total (average of the beginning and end of the year)
Cost/income ratio, %
Fee and commission expense + interest and other financing expense + administrative expenses + depreciation + other operating expenses
Total income + share of associates' profit or loss
Cost/income ratio, % excluding investment operations
Fee and commission expense + interest and other financing expense + administrative expenses + depreciation + other operating expenses
Fee and commission income + insurance service result + net finance expenses from insurance contracts + interest income + other operating income
Price/Earnings (P/E)
Price of share at the end of the period
Earnings/share
Equity ratio, %
Total equity x 100
Balance sheet total
Gearing ratio, %
(Interest-bearing liabilities - cash and cash equivalents) x 100
Total equity
Equity/share, EUR
Equity attributable to ordinary shareholders of the parent company
Number of shares at end of period - repurchased own shares
Dividend/share, EUR
Dividend payable for the financial period x 100
Weighted average number of ordinary shares outstanding - repurchased own shares
Dividend/earnings, %
Dividend/share x 100
Basic earnings per share
Effective dividend yield, %
Dividend/share x 100
Price of share at the end of the period
Conglomerate's capital adequacy ratio, %
Conglomerate's total capital base
Conglomerate's minimum requirement of total capital base
Total capital in relation to risk-weighted items
Total Capital (TC)
Risk-weighted items (Total risk)
Common equity tier in relation to risk-weighted items
Common Equity Tier (CET1)
Risk-weighted items (Total risk)
Market capitalization
Number of shares at end of financial period, less repurchased own shares, multiplied by stock exchange price at end of financial period
Shares traded, %
Shares traded during the financial period x 100
Weighted average number of ordinary shares outstanding